"What's more, if your policy excludes coverage for damage resulting from an earthquake, a notice with detailed information regarding the exclusion appears on the reverse of the page. If your policy currently includes optional Earthquake and Volcanic Eruption coverage, it will be listed on your Declaration Page and no exclusion notice is contained on the reverse."
Isn't that just totally interesting and so very timely! AND it just so happens that we received the same letter dated August 23, 2006 -- an astonishing 18 days before a magnitude 6.0 rattles the Gulf Coast from the Gulf of Mexico (where, incidentally, there is no earthquake-generating plate boundary).
Here's a bit of what the reverse side of our letter states :
"Your policy excludes coverage for any damages caused or precipitated by an earthquake or earth movement. This exclusion generally excludes all damages caused or in any way resulting from an earthquake, earth movements, tremors and aftershocks, and also excludes earth movement, land shock waves, aftershocks or tremors before, during or after a volcanic eruption. For further details, please see the language of your policy."
This is the second earthquake in the Gulf of Mexico since the beginning of the year. The first was measured as a 5.2 on February 9, 2006.
(Image from http://www.iris.edu - WILBER II - Station LTL.LI Seismograms)
(I'm challenging my blog-readers to help Mississippi public schools -- and quite specifically schools impacted by Hurricane Katrina -- by making a donation today:
Help Public School Kids by Funding my Challenge at DonorsChoose)
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